Launch your own
fintech in weeks.
Dogma Nexus is the platform behind ambitious payments brands. DMT, AEPS, UPI, Payouts and more — on your brand, on your domain, with hard tenant isolation and a ledger you can trust.
A payments stack that doesn't cut corners
Every safeguard the legacy monolith learned the hard way — idempotency, outbox, signed ledger, signed webhooks — is a first-class citizen from day one.
Multi-tenant by design
One Spoke and one Postgres database per BYOK business. Every row is scoped to its owner — no shared PII.
Signed ledger
Append-only, signed wallet transactions with pessimistic locking. No mutable balance field to drift.
Vendor-agnostic routing
One Hub for every vendor integration. Each business routes its services through its own vendor accounts (or its host's).
Permission-first RBAC
Every guarded action checks a permission code — never a role name. Custom roles per business, no code changes.
Your brand, your domain
Ship on your own domain with your own branding. One shared admin build, per-tenant runtime resolution.
Transactional outbox
Every wallet debit and outbound Hub call happens in one DB transaction. Crash-safe, retry-safe, drop-safe.
BYOK or Managed — chosen once, per business
Dogma Nexus is software. It holds no vendor keys, no licence and no customer money. A business either brings its own keys (BYOK) or is hosted by a licensed BYOK partner (Managed).
BYOK
Bring your own vendor keys, licence and Firebase project.
- Your own Spoke and your own database
- Direct commercial relationship with your vendors
- You own your users, wallets and transaction data
- You can host Managed businesses in your Spoke (on request)
Managed
No vendor keys? Launch inside a licensed host partner's Spoke. Available on request.
- Hosted by a licensed BYOK business on the platform
- Runs on the host's vendor keys and Firebase project
- Isolated from every other business, on your own domain
- The host partner is the principal and sets the terms
Every payment rail your customers ask for
Ship an all-in-one platform without integrating every vendor yourself. One API surface, one place to reason about failure.
Domestic Money Transfer
Cash-to-account transfers to any Indian bank.
Aadhaar Enabled Payments
Cash withdrawal against Aadhaar biometric at the counter.
UPI Payouts
Push money to any VPA or bank account via UPI rails.
Bank Payouts
NEFT / IMPS / RTGS disbursement over the API.
Credit-Card Bill Pay
Pay any Indian credit card bill from the retailer counter.
Payment Gateway (Wallet top-up)
Let end-users load their wallet from any card / UPI / netbanking source.
Micro-ATM
Card + PIN cash withdrawal from a retailer's terminal.
Express Transfer
Vendor payouts with penny-drop verification.
Ready to launch a fintech of your own?
Bring your vendor keys, licence and Firebase project. You'll walk out with your own Spoke, your own database, and a customer portal and business admin at your domain.